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uSmartRecords & the Personal Health Assistant: Proactive healthcare, made simple Taking care of your health is easier when the right tools work quietly in the background — supporting you before small issues become bigger challenges.  Available on the Universal.one...

Well-being is more than physical health — it’s emotional, social, financial and everything in between. That’s why uWellness® brings everything together in one place. Start with a Wellness Profile Complete a holistic Wellness Check and receive practical tips to support...

For years, healthcare advisors could win on price, plan comparisons and benefit grids. But in a market where every client is cost-sensitive and every medical scheme claims “value,” the differentiator has changed. Employers are asking a deeper question: Will this cover...

Consumer trends may come and go – employee healthcare needs don’t. As costs rise and long-term sustainability becomes harder to protect, meaningful cover has never mattered more. That’s exactly the environment the Consumer Goods Medical Scheme (CGMS) was built for....

In an industry shaped by shifting consumer demand, seasonal pressures, and economic uncertainty, lasting healthcare value is more important than ever. For employers and employees in the consumer goods sector, medical cover must do more than manage costs – it must also...

Less is more, especially when it comes to stress. If your family is preparing to get back into a routine after the holidays or simply looking for ways to streamline day-to-day life, CGMS is here to help you all feel a bit more organised and a little less stressed out....

CMS authorisation crucial endorsement for transformative chapter The Consumer Goods Medical Scheme (CGMS) has received a decisive green light from the Council for Medical Schemes (CMS) to market its two new savings options, CoreSave and UltraSave. This approval,...

The Consumer Goods Medical Scheme (CGMS) is more than just a medical scheme — it’s a healthcare partner built specifically for the consumer goods sector. As a closed scheme, CGMS exists solely to serve this sector, giving its workforce access to healthcare designed...

The Consumer Goods Medical Scheme (CGMS) offers a range of benefit options to keep your workforce healthy, engaged, and productive. How can CGMS address these challenges for your business? Assessing Your Workforce’s Needs: Health Profile Consumer goods production,...

It’s one of corporate South Africa’s best kept secrets – and now, you’re in on it.
Previously, businesses in the consumer goods industry had to make their own way in securing reliable, comprehensive healthcare cover for employees, except for a handful of enterprises.