Benefit Options
Healthcare Plans for Every Employee
We understand the unique health and lifestyle demands of the Consumer Goods Industry. That’s why we offer four distinct medical aid options designed to address these challenges directly. No matter your role within the organisation, our range of plans ensures that every employee can find a healthcare solution that fits their budget and lifestyle. With a choice of a traditional based option featuring three different contribution levels, flexible savings options and a quality network-based option, we provide the affordable, comprehensive coverage you need to feel secure and cared for.
More Value for Members
As a CGMS member, you will enjoy access to a comprehensive range of healthcare benefits designed to enhance your well-being, including:
- Private Hospital Treatment
Unlimited cover for all medically necessary procedures in private hospitals. - Care Programmes
Specialised support for conditions such as cancer, HIV, and chronic illnesses such as diabetes and hypertension. - Extensive GP Network on the Base Option
Access to a wide network of general practitioners, ensuring value for money when you need it most. - 24-Hour ‘Ask the Nurse’ Support Line
Round-the-clock medical advice and support from qualified nursing professionals. - Preventative and Wellness Benefits
Available on three of our four options, these benefits are paid from risk funds, ensuring additional care without affecting your day-to-day benefits. - Online Member Portal
Access your health records, claims history, and benefit information through the Scheme’s web-based portal, providing convenient, on-demand control over their healthcare. - Universal.one App for CGMS Members
Through this intuitive platform, you can submit and track claims, view benefits, find providers, register chronic conditions, request pre-authorisations, and access tax certificates all in one place. - uConsult™
This platform provides convenient online healthcare consultations that connect healthcare providers and patients in a seamless, protected, and convenient online-environment anytime, anywhere. Accessible via secure patient login, uConsult™ enables online consultations, e-prescriptions, test requests, sick notes, and easy, secure payments. - uHealthCheck
Get a 30-second AI-driven video selfie to deliver medical-grade metrics using TOI™ and DeepAffex™ technology.
Explore Your 2026 Options
Download our brochures to explore our plans in detail and the benefits designed to fit your health needs.
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Base
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UltraSave
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