About Us
A Legacy of Care, A Future of Innovation
Welcome to the Consumer Goods Medical Scheme (CGMS) – formerly known as the Tiger Brands Medical Scheme (TBMS). The name change is part of our mission to offer our unique services and benefits to all employees in the Consumer Goods Industry, as we have developed a passion for serving this sector. We are embracing a new name that better reflects our unwavering commitment to delivering innovative, industry-specific healthcare solutions designed for you.
While our name has changed, our dedication to offering affordable and comprehensive private healthcare cover remains the same.
Our History
Registered in 1993, TBMS has been providing exceptional private healthcare cover to its members for over 31 years, evolving to meet the changing needs of our members and lead the way in implementing groundbreaking solutions for the healthcare industry.
Now, as CGMS, we continue this legacy with a renewed focus on innovation and excellence, ensuring that you receive the highest standard of healthcare at every stage of your life, safeguarding your future.
Our Structure
We are proudly administered by Universal Healthcare Administrators (Pty) Ltd, with care management provided by Universal Care (Pty) Ltd. Both entities are accredited by the Council for Medical Schemes and operate under the well-respected banner of Universal Healthcare (Pty) Ltd, a trusted leader in the healthcare industry. Their strong track record and expertise ensure that you enjoy comprehensive, best outcomes healthcare, and also receive seamless and effective healthcare administration and management services.
Our Structure
We are proudly administered by Universal Healthcare Administrators (Pty) Ltd, with care management provided by Universal Care (Pty) Ltd. Both entities are accredited by the Council for Medical Schemes and operate under the well-respected banner of Universal Healthcare (Pty) Ltd, a trusted leader in the healthcare industry. Their strong track record and expertise ensure that you enjoy comprehensive, best outcomes healthcare, and also receive seamless and effective healthcare administration and management services.
Our Offering
CGMS is proud to offer four tailored benefit structures designed to meet the diverse needs of all our members across different income brackets and healthcare needs. With a stable membership base, we are committed to providing financial value and peace of mind that is unparalleled in the industry.
Financial Stability
Our financial health is a cornerstone of our success. We consistently maintain solvency levels well above the promulgated requirements in terms of the Medical Schemes Act, which mandates that schemes maintain a minimum solvency ratio of 25%. This consistent financial soundness of a dedicated closed Scheme ensures long-term sustainability in an otherwise challenging industry, offering you security and making us a trusted partner in your healthcare journey.
Financial Stability
Our financial health is a cornerstone of our success. We consistently maintain solvency levels well above the promulgated requirements in terms of the Medical Schemes Act, which mandates that schemes maintain a minimum solvency ratio of 25%. This consistent financial soundness of a dedicated closed Scheme ensures long-term sustainability in an otherwise challenging industry, offering you security and making us a trusted partner in your healthcare journey.
Looking Forward
By embracing new technologies, enhancing benefit structures, and always putting your experience at the forefront, we are laying the foundation for a future where healthcare is not only accessible, but truly sustainable and transformative.
Our rebranding represents not only a new name but also a refreshed, modern approach that aligns with the evolving needs of our members and the industry. As we continue to grow and innovate, we remain dedicated to empowering you with accessible, affordable, and comprehensive healthcare solutions.
Join us on this journey toward a healthier future – because at CGMS, your well-being is our priority.