Consumer Goods
Medical Scheme (CGMS)
Empowering Health and
Wellness in your Industry
Welcome to the Consumer Goods Medical Scheme (CGMS)
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Our Benefit Option Range
AT CGMS, we are dedicated to offering quality and affordable healthcare solutions specifically designed to meet the unique medical aid needs and preferences of employer groups within the Consumer Goods Industry. What sets us apart is that our corporate medical aid is specifically designed to cover employees with the best affordable options meeting their healthcare needs. The range of options you, as an employee and member of the Scheme can choose from features three different levels of contributions with corresponding benefits, as well as an income-based network option to ensure that you and your family receive the best possible care. We will partner with you on your healthcare journey with a focus on helping you achieve your best health and maintain your well-being to support you in living your best life.
We offer a wide range of carefully coordinated corporate health and wellness services with benefits customised to meet the unique needs of your employees and executives
CGMS is a trusted medical aid with over 31 years of experience in the industry ensuring suitable healthcare solutions for employers and their employees.
Quick Links
Benefit Options
Emergency Contacts

Universal.one App
This app was developed with you in mind – to always have by your side when you need support with your healthcare. It gives you access to a wide range of super convenient services that streamline and enhance your healthcare experience – you can quickly and easily check anything from claims to benefits to where the closest doctor is, all with just a few taps.
You can now access the Universal.one App on your Huawei mobile device.

Click here and then click Download.

Click on Allow (to allow the browser to install the app).

Click on Install.

Click on Open.

Follow the prompts to register or log in.